Unauthorized Transactions

Unauthorized Transactions

Federal Regulation E provides certain protections against loss resulting from unauthorized Home Banking or Mobile Banking transfers from your personal account, such as bill payments or transfers to other accounts, and unauthorized or fraudulent Debit Card transactions. These protections do not apply to business purpose accounts, regardless of account ownership.

If you permit someone else to use an EFT service, your card, or your access code, you take responsibility for all transactions made by that person or by anyone else to whom that person gives the PIN or code, directly or indirectly, until you notify us to cancel your online service. If you download account information to your computer, you take responsibility for protecting the downloaded information from access by unauthorized persons.

Please review the Electronic Fund Transfers Agreement And Disclosure for additional information.