Our Saving Account Starts The Journey
A Share (Savings) Account is your gateway to low-cost and no-cost financial products and services at Beach Municipal FCU. It is a basic savings account and establishes your membership with Beach Municipal FCU.
Make An Appointment To Become A Member
Why Is This The Best Account For Me?
Beach Municipal FCU's Savings Account features:
- $5 minimum balance to open and maintain your membership.
- $1 membership fee.
- No monthly service fee — as long as your account is not dormant.
- Complimentary $1,000 Trustage AD&D Insurance coverage.
- Competitive dividend rates, compounded and credited monthly.
- Funds can be used as overdraft protection for your Checking Account.
- Account statements via eStatement or mail.
Other Ways To Save
Whether you're saving for a rainy day or a dream vacation, we've got a variety of other accounts to help you reach your goals.
| Name | Dividend Rate | Annual Percentage Yield APY | Minimum Opening Deposit | Minimum Balance to Avoid Service Fees | Minimum Balance to Earn Stated APY | Balance Method |
|---|---|---|---|---|---|---|
| Share/All About Me | ||||||
| Tier I | 0.00% | 0.00% | $5.00 | $0.00 | $0-$25 | Daily |
| Tier II | 0.00% | 0.00% | $5.00 | $0.00 | $25.01- $250 | Daily |
| Tier III | 0.10% | 0.10% | $5.00 | $0.00 | $250.01 - $1,000 | Daily |
| Tier IV | 0.15% | 0.15% | $5.00 | $0.00 | $1,000.01 & over | Daily |
Dividend Rate and Annual Percentage Yield were accurate as of the effective date above. Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information about fees, please see the Rate & Fee Schedule. For additional information on your account, please see your Membership & Account Agreement. All deposits are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a U.S. Government agency. Please visit their site for details. If you have any questions or require assistance, please call the Credit Union at 757.333.7787. | ||||||
| Name | Rate | APY | Minimum Opening Deposit | Minimum Balance to Avoid Service Fees | Minimum Balance to Earn Stated APY | Balance Method |
|---|---|---|---|---|---|---|
| Share/Long John Saver & The Pipeline | ||||||
| Long John Saver & The Pipeline | 0.15% | 0.15% | $5.00 | $0.00 | $5.00 | Daily |
Dividend Rate and Annual Percentage Yield were accurate as of the effective date above. Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information about fees, please see the Rate & Fee Schedule. For additional information on your account, please see your Membership & Account Agreement. All deposits are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a U.S. Government agency. Please visit their site for details. If you have any questions or require assistance, please call the Credit Union at 757.333.7787. | ||||||
| Name | Rate | APY | Minimum Opening Deposit | Minimum Balance to Avoid Service Fees | Minimum Balance to Earn Stated APY | Balance Method |
|---|---|---|---|---|---|---|
| Share/Vacation & Holiday | ||||||
| Holiday & Vacation | 0.15% | 0.15% | $5.00 | $0.00 | $5.00 | Daily |
Dividend Rate and Annual Percentage Yield were accurate as of the effective date above. Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information about fees, please see the Rate & Fee Schedule. For additional information on your account, please see your Membership & Account Agreement. All deposits are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a U.S. Government agency. Please visit their site for details. If you have any questions or require assistance, please call the Credit Union at 757.333.7787. | ||||||