New Or Used — We've Got Your Auto Loan Covered
Our competitive rates and auto protection products will get you on the road for less. Securing a pre-approved loan at Beach Municipal FCU before you visit the dealership will allow you to shop with confidence knowing you’re getting a better rate with no hidden costs or add-ons!
SPECIAL WINTER OFFER:
- No payments for 60 days* on any Beach Municipal FCU vehicle loan. (November 1 - December 31, 2024)
- First payment on us when you purchase a vehicle from Enterprise Car Sales.** (ONLY the month of November)
*Not available on existing Beach Municipal FCU loans. Membership eligibility required. Interest will continue to accrue on your loan. Normal underwriting guidelines apply. Beach Municipal FCU holds the right to cancel this promotion at any time. Offer valid 11/1/2024 – 12/31/2024.
** Vehicle must be purchased through Enterprise Car Sales and financed using standard financing terms through Beach Municipal FCU to qualify for payment offer. Enterprise and BMFCU will make the first payment on the payment due date up to $400 on member’s behalf after vehicle is financed through Beach Municipal FCU. Offer void when 7-day Repurchase Agreement is activated. Offer valid only on Enterprise vehicles purchased 11/1/2024 - 11/30/2024. No cash advances. Offer cannot be combined. Not valid on previous purchases.
Why Is This The Best Loan For Me?
Beach Municipal FCU's Auto Loan features:
- Low, fixed interest rates.
- Fixed payments.
- Terms up to 84 months.
- The same interest rate for new and used vehicles.
- No penalty for early payoff.
- No application fees.
- GAP, Warranty and Payment Protection coverage available.
- Pre-approval financing for more buying power.
- Already own your vehicle? We also offer refinance options.
Save Even More!
We can even reduce our already low rates up to an additional 1/2% APR* if you have any two of the following:
- Direct deposit of net pay.
- $5,000 or more in a Beach Municipal FCU Share Certificate.
- Payroll Payment, ACH Payment or Automatic Transfer.
- Online loan application.
- eAccounts.
| Type of Loan | Annual Percentage Rate* |
|---|---|
| Apply for a loan online | |
| Vehicles: New, Used & Classic | 3.25% - 17.99% |
| Recreation Vehicles: New & Used Boats, RV's & Travel Trailers | 6.25% - 17.99% |
*Annual Percentage Rate (APR) varies according to loan term and loan amount. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above. Relationship discounts may apply; however, a floor rate of 2.75% APR is in effect. Floor rate does not apply to Certificate or Share Secured loans. Rates, terms and conditions are subject to change and may vary based on credit score, qualifications and collateral conditions. Please contact us for details. | |
What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.
*APR=Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Please see a Loan Officer for details.
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