With An Unsecured Loan, Your Signature Is Your Guarantee
An unsecured personal loan can provide you with the money you need to finance large projects or unexpected expenses. You can also use the loan to consolidate other debts and simplify your monthly payments. In either case, no collateral is required.
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Why Is This The Best Loan For Me?
Beach Municipal FCU's Unsecured Loan features:
- Low, fixed interest rates.
- Fixed payments.
- Terms up to 60 months.
- Borrow up to $20,000.
- No penalty for early payoff.
- No application fees.
Save Even More!
We can even reduce our already low rates up to an additional 1/2% APR* if you have any two of the following:
- Direct deposit of net pay.
- $5,000 or more in a Beach Municipal FCU Share Certificate.
- Payroll Payment, ACH Payment or Automatic Transfer.
- Online loan application.
- eAccounts.
| Type of Loan | Annual Percentage Rate* |
|---|---|
| Apply for a loan online | |
| Unsecured Personal Loans | 8.95% - 17.95% |
| Line of Credit Loans | 8.95% - 17.95% |
| Overdraft Line of Credit Loans | 9.95% - 17.95% |
| Share Secured Loans | 3.00% above share dividend rate in effect at the time of loan |
| Certificate Secured Loans | 2.00% above share dividend rate in effect at the time of loan |
*APR=Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above. Relationship discounts may apply; however, a floor rate of 2.75% APR is in effect. Floor rate does not apply to Certificate or Share Secured loans. Rates, terms and conditions are subject to change and may vary based on credit score, qualifications and collateral conditions. Please contact us for details. | |
With Credit Life and Credit Disability coverage, you’ll have peace of mind knowing you can:
- Reduce your financial burden.
- Protect your income, your collateral and your credit rating.
- Receive coverage at home and at work.
While credit insurance is not required to obtain a loan, the policies will lessen the financial burden on your family. In the event of your death, Credit Life Insurance pays the balance of your loan. Credit Disability Insurance makes your loan payments, up to the policy maximum, if you were to become disabled by a covered sickness or accident.
For more information on how Credit Life and Credit Disability coverage can protect you, contact us at 757.333.7787 or through our secure Contact Us form.
*APR=Annual Percentage Rate. All loans are subject to approval. Some restrictions may apply. Please see a Loan Officer for details.
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